Case: fintech licensing in Brazil

The situation

An international fintech startup had built a payment platform and wanted to enter the Brazilian market with full regulatory coverage — authorisation as a payment institution with Banco Central do Brasil, capital requirements and operational infrastructure.

Outcome

The company obtained payment institution (PSP) authorisation from Banco Central and launched its payment service in Brazil, with PIX integration for instant transfers and minimum capital meeting BCB requirements. Timelines and capital thresholds depend on the licence category and are confirmed case by case.

Contact

Arasari & Partners — Rodovia José Carlos Daux 4190, Florianópolis, Santa Catarina, Brazil. Email: info@arasari.com.br. Working languages: Portuguese, English, Spanish, Russian.

Engagements are non-discretionary advisory: we structure, coordinate licensed providers and track deadlines; decisions remain with the client.